SubSummit KC 2026 session
SubSummit KC 2026 · Fireside Chat

The Growth Lever You're Ignoring: How Adaptive Health Unlocked 15% Lift Through Recovered Payments

At SubSummit KC 2026, Renee Harshey sat down with Revaly CEO Darryl Hicks to share how a marketer who owns recurring revenue at a high-volume subscription brand found a growth lever hiding inside her payment data and what happened when she acted on it.

Renee Harshey

Renee Harshey

Dir. Subscriptions & Retention

Adaptive Health

Darryl Hicks

Darryl Hicks

CEO

Revaly

Session Recap

Renee Harshey isn't a payments person. She's a marketer who owns recurring revenue, and that's exactly why she went looking where most teams don't. At Adaptive Health, she saw an opportunity hiding inside the churn numbers that nobody had modeled yet. Armed with six months of transaction data and one analyst, she ran the numbers, built the business case, and kept pushing until leadership agreed to a test. The test proved out: a 15% improvement in payment recovery rates, with three additional billing cycles captured per recovered customer.

In this session, she and Darryl Hicks walk through what it took to get there, what changes when you get access to data you could never generate on your own, and why the next decade of payments looks less like recovery and more like prevention.

What you'll learn

  • How Adaptive Health captured three additional billing cycles for every payment they recovered — and what that math did to the revenue conversation
  • Why the customers most worth saving are the ones failing out quietly in month four or five — and why they're rarely on anyone's retention roadmap
  • What merchants can't see on their own, and how issuer-level data changes what's possible
  • Why the next frontier isn't better recovery — it's preventing the decline from happening at all
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